It's Not Your $5 Coffee…
Hey all,
You’ve probably heard it before:
“If you just stopped buying coffee, you’d be a millionaire by now.”
But here’s the truth: It’s not about the coffee. It’s about the pattern.
The real problem?
Unconscious spending on stuff you don’t even remember buying.
Micro-habits that repeat daily and drain your money slowly.
Default settings that keep your bank balance stuck on low.
Let’s shift the focus away from shaming small joys and toward building habits that align with your values.
3 Quick Habit Fixes That Compound Fast:
Awareness first: Track your spending for just 3 days. You’ll be shocked.
One-card rule: Use one debit/credit card for all spending to increase visibility.
Inbox detox: Unsubscribe from promotional emails = fewer impulse buys.
Tiny shifts → better control → more money for what you actually care about.
Book to Read
Atomic Habits by James Clear
It’s not a finance book, but it might be the most important one for your money.
Small changes = big results.
Podcast Episode
The Minimalists: “Habits vs. Goals”
Great listen on why habits stick better than lofty ambitions.
Subreddit
r/simpleliving
Money, minimalism, and how to live better with less. Less noise = more control.
YouTube Video
Ali Abdaal – “5 Easy Habits That Could Change Your Life”
Clear, helpful, and made for our generation.
Spend Smart, Live Free
Tiny habits. Big financial wins. Minus the guilt.